This exceptional beachfront property on the Gulf of Mexico offers a rare opportunity to own a dual-purpose retreat that combines the joys of a family vacation home with the benefits of an income-generating investment property. Featuring breathtaking, unobstructed views of Horn Island and nestled on over an acre of land with 135 feet of pristine waterfront, this one-of-a-kind coastal estate offers the perfect blend of luxury, resilience, and flexibility.

For those seeking a Gulf-front family retreat, the main house offers a thoughtfully designed, two-story layout elevated on 10-foot concrete pilings, spanning over 1,700 square feet with three bedrooms and three bathrooms. The spacious 2,000+ square feet of outdoor living space includes multi-level decks perfect for morning coffee, sunset cocktails, and year-round entertaining, alongside a custom saltwater pool ideal for family gatherings or peaceful relaxation.

The property's income-producing potential is unmatched, thanks to a fully independent 900-square-foot guest house with two bedrooms and two bathrooms. This guest home is fully furnished and actively operating as an Airbnb, offering immediate revenue opportunities for out-of-state buyers or those seeking a vacation rental investment. Use it to host family and friends or generate passive income, all while enjoying your own private Gulf-front oasis.

Additional features include a 20 x 30 garage with 14-foot sidewalls and oversized doors, making it the perfect space to store watercraft, paddleboards, or fishing gear for enjoying the Gulf of Mexico.

Built by the renowned Deltec Homes, this property was designed with coastal living in mind. It exceeds Miami-Dade standards, with hurricane-rated construction capable of withstanding winds up to 190 mph. Located in the coveted X flood zone, this home provides peace of mind and safety rarely found in waterfront properties.

Inside, the main house is a haven of modern luxury, featuring a Chef's kitchen with top-of-the-line Cafe appliances, induction cooking, multiple sinks, and a stunning Quartz island. The master suite redefines comfort, offering a spa-inspired bathroom with a soaking tub and a custom shower with multiple showerheads, all built with a comprehensive Schluter waterproofing system.

For those seeking smart and sustainable living, the home is equipped with Google Smart Home automation, including ADT security, Nest doorbells, and Yale locks. The property maximizes energy efficiency with 15 400-watt solar panels, spray foam insulation, and storm-grade insulated windows. Both the main home and guest house are equipped with self-cleaning whole-house water filtration systems, ensuring sustainability and convenience at every turn.
Turnkey Airbnb Property
Income-Generating Guest House
Short-Term Rental Opportunity
Fully Furnished Vacation Rental
Proven Rental History
Passive Income Potential
Investment Property
Dual-Income Property
Live and Earn
Two Homes in One
Separate Guest House
Private Secondary Dwelling
Income-Producing Vacation Home
On-Site Rental Opportunity
Multi-Unit Living Property Highlights
Premier Gulf-Front Location
Sprawling 1.1-acre estate with 135 feet of waterfront and a bulkhead
Located in Zone X, meaning all structures are outside flood and velocity zones
Superior Coastal-Grade Construction
Built for durability with high-wind construction on both homes
Marvin impact-resistant windows and doors throughout
Oxford aluminum shingle roof with a 4-way interlocking panel system, Kynar 500 coating, and 26,000 psi tensile strength
2400 psi 2x6 construction with ]" drywall for added structural integrity
Simpson continuous metal strapping from roof to foundation for hurricane resistance
Schluter waterproofing system in all showers for longevity
Independent whole-house water filtration systems in both homes
Vaulted T&G ceilings in the second floor of the main home and throughout the second home
Oversized 20' x 30' garage with 14' sidewalls and 12' x 12' storm-rated roll-up doors on both ends
Outdoor & Entertainment Features
Custom Gunite saltwater pool with a tanning ledge and built-in table
1400 sq ft of covered outdoor living space plus 800 sq ft of pool decking
Stunning Gulf Views
Professionally landscaped grounds with a full irrigation system
Luxury Interior & High-End Kitchen Features
Gourmet kitchen with top-of-the-line Cafe appliances, including:
Advantium 5-in-1 Smart Oven
French Door Convection Oven
Counter-depth refrigerator
Whisper-quiet dishwasher
Custom quartz countertops and 36" quartz sink with a separate prep sink
Soft-close cabinetry with pull-out spice and utensil drawers
Spa-Like Bathrooms
Custom large-format porcelain tile showers with built-in niches and linear drains
Delta fixtures throughout, with dual showerheads and hand wands in the master bath
Freestanding soaking tub in the master suite
Toto toilets in the main house and space-saving wall-mounted toilets in the second home
Custom glass wall in the master bath for a sleek, modern design
Smart Home & Security Features
Fully integrated Google Smart Home system
ADT+ security system with window, door, and motion sensors
Nest learning thermostat, smoke/CO2 detectors, and doorbells
Yale+ digital locks for keyless entry
Floodlight security cameras covering driveway and pool areas
Energy Efficiency & Sustainability
15 high-output 400-watt solar panels for reduced energy costs
Full spray foam insulation for superior energy efficiency
Low-E 366 Argon Marvin windows and doors for enhanced climate control
Nest thermostat with humidity control for year-round comfort
This one-of-a-kind property seamlessly blends luxury, resilience, and income potential, offering the perfect Gulf Coast retreat with an income-producing guest home or private Airbnb rental opportunity.


Based on a conservative estimate of occupancy of 40%, and nightly rates of $300 for the 2 bedroom cottage, and $500 for the 3 bedroom which are below existing market rates. At a purchase price of $1,250,000 and 20% down, factoring in your property taxes, and yearly property insurance, utilities of $450 (below established average) and mortgage rate at 7%:

Revenue Calculation:
2 Bed / 2 Bath Rental:
Nightly Rate: $300
Occupancy: 40%
Monthly Revenue: $300 x (30 x 0.40) = $3,600
Annual Revenue: $3,600 x 12 = $43,200
3 Bed / 3 Bath Rental:
Nightly Rate: $500
Occupancy: 40%
Monthly Revenue: $500 x (30 x 0.40) = $6,000
Annual Revenue: $6,000 x 12 = $72,000
Total Annual Revenue:
$43,200 + $72,000 = $115,200

Expense Calculation:
Mortgage Payment (7% interest, $1,000,000 loan, 30-year term):
Using a mortgage calculator formula:
Monthly Payment H $6,653
Annual Mortgage Payment = $6,653 x 12 = $79,836
Property Taxes: $2,100 per year
Insurance: $7,700 per year
Utilities:
Monthly: $450
Annual: $450 x 12 = $5,400
Total Annual Expenses:
Mortgage: $79,836
Taxes: $2,100
Insurance: $7,700
Utilities: $5,400
Total: $95,036

Profit Calculation:
Net Annual Income = Revenue - Expenses
$115,200 - $95,036 = $20,164 (Annual Net Profit)
Monthly Profit: $20,164 / 12 = $1,680

ROI (Return on Investment) Calculation:
Cash Invested = $250,000 (Down Payment)
Annual ROI = ($20,164 / $250,000) x 100 = 8.07%

Final Summary:
Gross Revenue: $115,200 per year
Total Expenses: $95,036 per year
Net Profit: $20,164 per year ($1,680/month)
ROI on Down Payment: 8.07% annually


Monthly Mortgage Payment: $6,653.02
Annual Revenue: $116,800.00
Total Annual Expenses: $100,876.30
Net Annual Income (Profit): $15,923.70